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Monday, May 21, 2018, 9:44 p.m.

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MONEY MANNERS

DEAR JEANNE & LEONARD: I hope this question isn’t too morbid. My wife and I just want to be practical. As a result of a serious accident, a titanium vertebral cage was implanted in my wife’s back, along with a titanium plate and screws. Following the surgery, the surgeon told us that the value of the titanium used was over $20,000. Fortunately, our insurance paid for everything. Our question is, ...

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