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Monday, July 28, 2014, 1:36 a.m.
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Inmates lack financial know-how, UALR study says

By The Associated Press

This article was published June 19, 2014 at 12:01 p.m.

Researchers at the University of Arkansas at Little Rock say inmates released from prison lack financial literacy to such a degree that it raises the risk for them returning to jail.

The school said Thursday that a year-long study funded by the school's Institute on Race and Ethnicity could prevent offenders from being set up for failure on their release from prison. The researchers hope to use information collected to design a financial literacy program for soon-to-be-released inmates.

UALR professor Ken Galchus said that through his interactions with inmates at a minimum-security facility, he realized how few inmates knew basics such as how to balance a checkbook, or the importance of a good credit report.

The effort involves the school's Department of Economics and Finance and its Department of Criminal Justice.

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Displaying 1 - 7 of 7 total comments

GiveUsLiberty says... June 19, 2014 at 4:41 p.m.

If they had bothered to pay attention in school, maybe they wouldn't be on the Pokey.

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DontDrinkDatKoolAid says... June 19, 2014 at 5:38 p.m.

GiveUsLiberty, lacking financial literacy sounds more like Congress also.

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Packman says... June 19, 2014 at 5:52 p.m.

Hmmmmm - Reckon how much "financial literacy" in the form of taxpayer money was used to pay for a study that is absurd on its face? Of course inmates are going to play the blame game as to why they are in jail, including their terrible public education. Criminals are in jail because they make poor decisions in life. This whole notion of rehabilitation instead of retribution for criminal behavior adopted in the 1960's has proven to be a dismal failure. No, we cannot all just get along. Some have to be incarcerated because they do bad things - end of story.

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ajsfishhouse_verizon.net says... June 19, 2014 at 7:28 p.m.

Who cares if they return to prison. The fact they don't know how to balance a checkbook must be the fault of someone else. They will be back in prison in 3 months, so why should the government care why they can do. I would like to see how many have been rehabilitated or not. It cost us a fortune to keep them in prison and then they get out and do another crime. Count the days!!!!

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HotSpringsLawyer says... June 19, 2014 at 10:48 p.m.

Well, almost everyone in prison will be released to return to society. Why not try to teach them something while we can.

But I agree, this study is about as surprisig as discovering that most of thsm did poorly in school, had a crummy family, or drank and used drugs.

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Callieap03090919 says... June 23, 2014 at 1:15 p.m.

I'm sorry, so you all upset that a program is being made to keep less crimes from being committed? Which would clean up our streets? And give some men a second chance at life to do the right thing and learn an honest living? How many teenagers do you know who LOVED to pay attention in school? IGNORANCE.and maybe even racism? You are selfish, unforgiving, and judgmental. This is a POSITIVE program!!! I will pray for y'all!! -signed by a white woman applauding the group who iniated this project!!!

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DontDrinkDatKoolAid says... June 23, 2014 at 1:24 p.m.

Thank you Callieap. I agree also.

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