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Live prime: Just a dime every time
In a conversation reflecting on money and saving, a friend recounted a memory, "My grandfather always told me to save a dime of every dollar."
Stories by Sarah Catherine Gutierrez
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Subscriber ExclusiveOPINION | SAVE YOURSELF: Some resolutions can pay dividends for many New Years to come
As cliché as it may be, let's talk New Year's resolutions. We have ample research on the effectiveness of "fresh starts" to engage in self-improvement. New Yea…
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Subscriber ExclusiveSaving ahead never smarter
Everyone, I have an announcement to make. It finally pays to be a saver. Like, literally pays.
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Subscriber ExclusiveOPINION | SAVE YOURSELF: Toddlers can save for a car
A child saving money for a car is an almost perfect parallel to an adult saving during a working lifetime for retirement. For a kid, their experience saving fo…
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Subscriber ExclusiveOPINION | SAVE YOURSELF: Financial nesting necessary
The video starts with a woman eight months pregnant in her living room, happily bouncing on her birthing ball. In front of her is a shredder. Next to her is a …
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OPINION | SAVE YOURSELF: Let money rest a bit, and you’ll benefit too
Give it (your money) a rest.
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OPINION | SAVE YOURSELF: Pass down wisdom along with your cash
I imagine there is a lot in common between talking about birds and bees to a preteen and talking about inherited money to an adult child. In both instances, th…
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OPINION | SAVE YOURSELF: Student loan debt waivers revived
Over the past few months, I have seen some lottery-like winnings, to the tune of millions of dollars in student loans wiped away by the Public Service Loan For…
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OPINION | SAVE YOURSELF: Running a 401(k) need not be hard
I want you to run a 401(k).
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OPINION | SAVE YOURSELF: Freedom is what savers eventually buy
If you dare, join me in my head for meditations on saving.
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OPINION | SAVE YOURSELF: Money clubs not for other people
If you are celebrating with family and friends this holiday season and hear grumblings about inflation or credit cards or student loans, I have the perfect res…
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OPINION | SAVE YOURSELF: Student debtors signed up for what?
We are in a student loan crisis, and, as with every crisis, we want to point a finger at someone, anyone. With lending, almost always we zero in on the borrowe…
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OPINION | SAVE YOURSELF: HSAs are underrated savings tool
OK, I admit it! I have a favorite savings crush (among all the savings buckets). It's my health savings account. Sorry, 401(k), I still love you so much, and y…
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OPINION | SAVE YOURSELF: Money’s taught best from home
This month I challenge you to start teaching your kids about money using your own family economy, however you choose to design it. If you are wanting some insp…
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OPINION | SAVE YOURSELF: Volatility is part of the deal
In the book "The Psychology of Money," Morgan Housel lays out the bargain we make to become investors. "Successful investing demands a price. But its currency …
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OPINION | SAVE YOURSELF: Group helps public service employees maneuver loan forgiveness
"Look for the helpers," says Mr. Rogers.
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OPINION | SAVE YOURSELF: Social media’s big cost isn’t cash
Money should be the servant of time. When we save into our retirement plans, for instance, we are acting on this belief and buying our future time. We can also…
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OPINION | SAVE YOURSELF: It’s OK to spend less on wedding
My kids love a show called "Avatar" whose superheroes bend air, water, fire, and earth to their will. If you haven't seen it, imagine the waterbending superher…
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OPINION | SAVE YOURSELF: Tame brain way to ease money pain
I recently saw a quote from Dr. James Dahle, aka "The White Coat Investor" where he mused "How do you go broke on $250,000? Spend $250,001."
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OPINION | SAVE YOURSELF: Money is servant of time in strategy to Save Yourself
Dear "Save Yourself" readers, I am excited to let you know that this column is moving to the second Sunday of every month.
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OPINION | SAVE YOURSELF: Learning legalities of car ownership is rite of ‘adulting’
One imagines the classic rites of passage where young people are sent out into the wild, facing fears and self-doubt, navigating the uncertainty of their surro…
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OPINION | SAVE YOURSELF: Time to get on top of spending before it’s on top of you
Last week we got the inspiration to stay the course in our budgets, to adapt them to our changing circumstances. My grandmother, a representative of children o…
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OPINION | SAVE YOURSELF: Live, don’t suffer, below your means and joy will follow
It's time for budgeting. Inflation is getting us. I feel it, and chances are you feel it. Inflation is making us all feel like we make less money, and that's b…
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OPINION | SAVE YOURSELF: When stocks fall, think about saving or doing nothing
So the stock market has taken a small tumble. What now? Could it take a bigger tumble? Could it rocket to the moon? The real question you might be asking yours…
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OPINION | SAVE YOURSELF: Owe? No! declare those discovering life after debt
It's Valentine's Day week and time for cheesy romcoms or, really, any movie with Tom Cruise in it. Also happening in my life is that I just returned home after…
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OPINION | SAVE YOURSELF: Advising family on finances? First, ask three questions
Last week I had THE question that comes up over and over and over. It's a question I find myself pondering from time to time. While the specifics change, it is…
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OPINION | SAVE YOURSELF: Children score As on their first stock market lessons
My goal as a parent is to get my kids to say no to drugs, cigarettes and internet meme stocks.
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OPINION | SAVE YOURSELF: Time right to tame 'get to it later' pile, tackle student loans
Do you have a "get to it later" pile? If it's like mine, it sits there right under your computer. It's a pile of really important or even not really important …
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OPINION | SAVE YOURSELF: Texarkanan uses funny bone to find financial wisdom
Ten years ago in February a guy down in Texarkana started a podcast in his mom's basement to talk to people about money. To put it modestly, the podcast has be…
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OPINION | SAVE YOURSELF: Rethink spending; make '22 a happy savings new year
A happy new year is a great time to adopt happy saving, and if you have been on the fence, I want you to jump over. But what exactly is happy saving?
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OPINION | SAVE YOURSELF: Money books fill stockings, minds
The Supply Crisis of 2021 has played out as expected. Demand to buy stuff is high but availability of stuff is low. It's a nightmare for pocketbooks of shoppin…
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OPINION | SAVE YOURSELF: Struggling to give? Focus on freeing fiscal bandwidth
It's Giving Tuesday. The appeals have already been showing up in your email inbox, your voicemails and the radio. You know this is a joyful act, in theory. But…
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OPINION | SAVE YOURSELF: How much is enough? EconoMe offers many answers
Is there such thing as enough money? Is it important to think about what that would be for ourselves? Last weekend I found myself immersed in a group of people…
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OPINION | SAVE YOURSELF: I-Bonds offer way for inflation-safe emergency saving
I feel bad for emergency funds. Really, they can't win. They have to sit there in low rate interest-bearing accounts while their counterparts in equity mutual …
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OPINION | SAVE YOURSELF: Supply crisis offers escape from commercial Christmas
A good friend ranted the other day that she was so sick of the supply crisis of 2021 as a reason for every malady in our lives. It's like 2019 when we explaine…
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OPINION | SAVE YOURSELF: Make good student loan choices as cure for Zombie mindset
A Zombie apocalypse is here, but did you know we can fight it with a focused money mindset?
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OPINION | SAVE YOURSELF: Student loans are being wiped away
I remember a few years ago when my dad learned how to text message, he kept sending group texts in all caps. Things like "GREAT DAY. HOW IS EVERYONE FEELING?" …
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OPINION | SAVE YOURSELF: Financial-knowledge compounding can span generations
Let's talk about compound financial interest, but not the kind you learn about in a finance class. Sometimes in the workplace, there is that one person who car…
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OPINION | SAVE YOURSELF: Get hunting: Forgotten money just waiting to be found
Are you up for a treasure hunt? I sure hope so. But for this hunt, you won't need a metal detector or a shovel -- just a phone and the internet.
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OPINION | SAVE YOURSELF: Thank, then think about retirement; gratitude rewards
Do you struggle finding the willpower to save for retirement? Try practicing gratitude.
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OPINION | SAVE YOURSELF: Ex-prisoner had much to learn, now has much to teach
"No person has the power to have everything they want, but it is in their power not to want what they don't have, and to cheerfully put to good use what they d…
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OPINION | SAVE YOURSELF: Secret to saving is plain: Don't believe your lying brain
I am celebrating two milestones today. First, Save Yourself is celebrating its first full year. A year! I can't believe that you all tolerated an entire year o…
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OPINION | SAVE YOURSELF: A strategy always beats out Next Big Thing in investing
I hear a lot about people's investment opinions and in many different venues. Often, it's in an official meeting, but there seems to be something about the bre…
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OPINION | SAVE YOURSELF: Doctor, heal thyself financially; self-pay before anything else
Congratulations to all the physicians who are completing their training and starting new jobs. It can be an exhilarating month with those initial paychecks. Fo…
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OPINION | SAVE YOURSELF: Nudge is enough to break away from break-even living
People always ask me how to get a family member to save. Whether we have been savers our whole lives or are still relatively new to the practice, it's hard not…
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OPINION | SAVE YOURSELF: Maintain vigilance for forgotten costs to be a budget ninja
In six days the no-spend challenge officially kicks off, and whether you are doing the challenge or not let's use this month to get skeptical of all our spendi…
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OPINION | SAVE YOURSELF: Keep those comments coming as we save, learn together
The last few weeks I have gotten a number of emails from readers which is nothing short of thrilling. A couple were requests to write about the child tax credi…
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OPINION | SAVE YOURSELF: Stop putting it off: Organize finances
It's time to get financially organized, and trust me that this is an all hands on deck effort.
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OPINION | SAVE YOURSELF: Take the challenge: Live a month without spending
Do you know what customer friction is? According to "the internet" it's anything that hinders the process of buying a product. How many times have you gone to …
