Sarah Catherine Gutierrez

Freelance Finance Columnist

Recent stories by Sarah Catherine Gutierrez

Money clubs not for other people If you are celebrating with family and friends this holiday season and hear grumblings about inflation or credit cards or student loans, I have the perfect response for you: Join the club.No, really. ... December 11, 2022

Student debtors signed up for what? We are in a student loan crisis, and, as with every crisis, we want to point a finger at someone, anyone. With lending, almost always we zero in on the borrower. After all, they signed up for this deb... November 13, 2022

Money’s taught best from home This month I challenge you to start teaching your kids about money using your own family economy, however you choose to design it. If you are wanting some inspiration, read on, and I will lay out our ... September 11, 2022

Volatility is part of the deal In the book "The Psychology of Money," Morgan Housel lays out the bargain we make to become investors. "Successful investing demands a price. But its currency is not dollars and cents. ... August 14, 2022

OPINION | SAVE YOURSELF: Group helps public service employees maneuver loan forgiveness "Look for the helpers," says Mr. Rogers.Since the student loan waiver was announced, I have come to accept that only a small percentage of people will take advantage of the significant finan... July 10, 2022

OPINION | SAVE YOURSELF: Social media’s big cost isn’t cash Money should be the servant of time. When we save into our retirement plans, for instance, we are acting on this belief and buying our future time. We can also use money to buy time in the present. Fo... June 12, 2022

OPINION | SAVE YOURSELF: It’s OK to spend less on wedding My kids love a show called "Avatar" whose superheroes bend air, water, fire, and earth to their will. If you haven't seen it, imagine the waterbending superheroes parting water like Mose... May 8, 2022

Tame brain way to ease money pain I recently saw a quote from Dr. James Dahle, aka "The White Coat Investor" where he mused "How do you go broke on $250,000? Spend $250,001."Yep. In my paycheck-to-paycheck life pos... April 10, 2022

OPINION | SAVE YOURSELF: Money is servant of time in strategy to Save Yourself Dear "Save Yourself" readers, I am excited to let you know that this column is moving to the second Sunday of every month.In a reductive sense, Save Yourself is a financial column. Sure, fro... March 29, 2022

OPINION | SAVE YOURSELF: Learning legalities of car ownership is rite of ‘adulting’ One imagines the classic rites of passage where young people are sent out into the wild, facing fears and self-doubt, navigating the uncertainty of their surroundings, and then returning as adults.Whi... March 22, 2022