Sarah Catherine Gutierrez

Recent stories by Sarah Catherine Gutierrez

OPINION | SAVE YOURSELF: Stop putting it off: Organize finances It's time to get financially organized, and trust me that this is an all hands on deck effort. I am very comfortable with division of labor when it comes to money. We live in a busy world, and one sp... July 27, 2021

OPINION | SAVE YOURSELF: Take the challenge: Live a month without spending Do you know what customer friction is? According to "the internet" it's anything that hinders the process of buying a product. How many times have you gone to buy something and, just because you had t... July 20, 2021

OPINION | SAVE YOURSELF: Maturing as a saver begins with trusting one's fresh identity Do you struggle with developing new money habits? It could be that you are living a past identity when it comes to money. Let's start with me and how I identify with money. It seems totally reasonabl... July 13, 2021

OPINION | SAVE YOURSELF: Life's happening now, so be mindful of your priorities In a previous column, I observed that I had never met anyone who regretted how much money they saved for retirement. I can't say that anymore. Two weeks ago on a podcast, the host, Laurice Duffy, expr... June 29, 2021

OPINION | SAVE YOURSELF: In financial choices, time is the most precious commodity My father-in-law came to visit over the weekend from Bogota, Colombia. He saw his son and grandchildren for the first time in 18 months. On a stroll Sunday, 4-year-old Lucia grabbed his hand to walk t... June 22, 2021

OPINION | SAVE YOURSELF: Early focus on retirement leaves room for comforts later I got some important feedback from a reader last week. He contended that my home affordability metric of a payment of less than 14% of gross monthly pay was too conservative. He made a compelling argu... June 15, 2021

OPINION | SAVE YOURSELF: No matter the purchase, a dollar cannot be stretched Last week a retirement plan participant had a question: Where best to redeploy a monthly expense the size of a car payment that was going away? Her house was on track to be paid off, and she didn't ha... June 8, 2021

OPINION | SAVE YOURSELF: Slow, not sudden, money gets investors across finish line A reader who is a successful entrepreneur, saver and investor recently had an experience she shared with me that has her worried. An employee had made a handsome return on a Bitcoin investment. He loc... May 25, 2021

OPINION | SAVE YOURSELF: Make the most of new law's provisions on child care I remember going to Capitol Hill as part of an entrepreneurship day several years ago. I told my business startup story to lawmakers, including the part about paying $2,100 per month in day care expen... May 11, 2021

OPINION | SAVE YOURSELF: Financial discussion this evening could change your life The most memorable financial advice, I find, is the kind that is parroted. How do I know? It gets parroted back to me all the time. Here are just a few: • Stop throwing away money on rent. If ... May 4, 2021